Funds helps you get a "Funds Confirmation Consent" and confirm fund availability for the payment process

This specification describes the Confirmation of Funds API flows and payloads.

The API endpoints described here allow a Card Based Payment Instrument Issuer ('CBPII') to: 

  • Register an intent to confirm funds by creating a "funds confirmation consent" resource with an ASPSP, for agreement between the PSU and ASPSP. This consent is a long lived consent, and contains the length of time (expiration date) the customer (PSU) would like to provide to the CBPII; and 
  • Subsequently make a request to confirm funds are available.
    • Funds can only be confirmed against the currency of the account.

This specification should be read in conjunction with the Read/Write Data API Specification which provides a description of the elements that are common across all the Read/Write Data APIs.